Find business finance that actually fits your situation
The right business loan for a 2-year-old e-commerce company looks nothing like the right loan for a 15-year-old manufacturer. Lenders specialise — and applying to the wrong one wastes time, leaves credit footprints, and can result in worse terms than you'd have got elsewhere.
Tell us what you need — it takes 2 minutes →Free · No obligation · You decide whether to take it further
What brings most people here
- Being declined by your bank without a clear reason
- Not knowing whether unsecured, secured, or revenue-based lending fits your position
- Personal guarantee requirements that feel disproportionate to the loan size
- Needing fast access to capital but being quoted 4–6 week timelines
What a good match looks like
- Matched to lenders who work with businesses at your stage and in your sector
- Clear breakdown of unsecured, secured, and alternative finance options
- Indicative terms before a full application — protecting your credit file
- Matched to lenders with appropriate credentials — always verify FCA registration at register.fca.org.uk before proceeding
How it works
Tell us what you need
A short form covering your situation and requirements. Takes around 2 minutes. No account required.
We identify suitable specialists
We match your requirements against Business Loans specialists with relevant experience and verified client ratings.
Matched specialists review your requirements
Specialists who believe they can genuinely help will be in touch. You'll be able to see their ratings and completed jobs before deciding whether to proceed.
You decide — no pressure, no obligation
If a specialist looks right for you, you can progress through quote, contract, and payment — all in one place. If not, you're not committed to anything.
Why YouCompared is different
Matched on merit, not marketing spend
Specialists appear because they match your requirements and have the ratings to back it up — not because they paid to be at the top of a list.
Ratings from completed projects
Every rating on our platform comes from a job that was actually done. Not an anonymous review — a verified client, a real project.
One enquiry, not a data free-for-all
Your details go to specialists matched to your specific requirements — not broadcast to everyone on a list. You stay in control of who you engage with.
The process doesn't stop at the introduction
Quote, contract, payment, and review — managed in one place. We're involved through the whole project, not just the first contact.
Common questions about Business Loans
What business loan options are available to UK SMEs?
The main options are: unsecured business loans (typically up to £500k, based on trading history), secured loans (using property or assets, higher amounts), revenue-based finance (repayments tied to monthly turnover), invoice finance (releasing cash tied up in unpaid invoices), and government-backed schemes like the Growth Guarantee Scheme. The right option depends on your reason for borrowing and your balance sheet.
How do I get a business loan with bad credit?
It's harder but not impossible. Specialist lenders look beyond credit scores — trading history, revenue consistency, and the strength of your business plan carry significant weight. Secured lending against assets also opens options that pure credit-based underwriting would close. A broker who knows these lenders will save you time and credit checks.
How quickly can a business loan be approved?
Fintech lenders can approve and fund unsecured loans in 24–48 hours for businesses with 2+ years of trading and clean financials. Traditional banks typically take 2–6 weeks. Complex or secured facilities take longer. If you need capital urgently, it's worth being explicit about your timeline when you tell us your requirements.
Do I need a personal guarantee for a business loan?
Most unsecured lenders require a personal guarantee, which makes the director personally liable if the business can't repay. The extent varies — some are limited to a percentage of the loan. It's a standard requirement, but a good lender will explain exactly what you're signing up for.
Ready to find the right Business Loans specialist?
Tell us what you need. We do the matching. You decide whether to take it further.
Get started — it's free →