Make sure your business is actually covered — not just insured on paper
Most business insurance claims that go wrong don't fail because the policy didn't exist — they fail because the cover was wrong for the actual risk. The cheapest policy is rarely the right one, but overpaying for cover you don't need is equally pointless.
Tell us what you need — it takes 2 minutes →Free · No obligation · You decide whether to take it further
What brings most people here
- Not knowing what you're actually covered for until a claim
- Professional indemnity that doesn't reflect the contracts you sign
- Public liability limits set too low for your client contracts
- Cyber liability gaps — most traditional policies exclude digital incidents
What a good match looks like
- Cover reviewed against your actual contracts and client requirements
- Specialists who understand your sector's specific risk profile
- Professional indemnity, public liability, employers liability, cyber — assessed together
- Annual review to ensure cover stays aligned as your business grows
How it works
Tell us what you need
A short form covering your situation and requirements. Takes around 2 minutes. No account required.
We identify suitable specialists
We match your requirements against Business Insurance specialists with relevant experience and verified client ratings.
Matched specialists review your requirements
Specialists who believe they can genuinely help will be in touch. You'll be able to see their ratings and completed jobs before deciding whether to proceed.
You decide — no pressure, no obligation
If a specialist looks right for you, you can progress through quote, contract, and payment — all in one place. If not, you're not committed to anything.
Why YouCompared is different
Matched on merit, not marketing spend
Specialists appear because they match your requirements and have the ratings to back it up — not because they paid to be at the top of a list.
Ratings from completed projects
Every rating on our platform comes from a job that was actually done. Not an anonymous review — a verified client, a real project.
One enquiry, not a data free-for-all
Your details go to specialists matched to your specific requirements — not broadcast to everyone on a list. You stay in control of who you engage with.
The process doesn't stop at the introduction
Quote, contract, payment, and review — managed in one place. We're involved through the whole project, not just the first contact.
Common questions about Business Insurance
What business insurance do I legally need in the UK?
Employers' liability insurance is legally required if you have employees (including part-time or temporary staff) — minimum £5 million cover. Motor insurance is required for any business vehicles. Everything else is technically optional, but professional indemnity is required by many client contracts and regulatory bodies.
What is professional indemnity insurance and do I need it?
Professional indemnity (PI) insurance covers claims from clients who allege your professional advice or services caused them financial loss. It's essential for consultants, advisers, designers, IT contractors, accountants, solicitors — anyone whose work involves professional judgement. Many contracts and regulatory bodies require it as a condition of engagement.
How much does business insurance cost?
It varies enormously by sector, turnover, number of employees, and cover level. A sole trader consultant might pay £300–600/year for PI and public liability. A 20-person IT services firm might pay £3,000–£8,000 for a comprehensive package. The key is matching cover limits to your actual contractual exposure, not just buying the cheapest option.
Does business insurance cover cyber attacks?
Standard business insurance typically does not cover cyber incidents. Cyber liability insurance is a separate policy covering things like data breach response costs, regulatory fines, business interruption from a cyber attack, and third-party liability. With cyber attacks affecting 32% of UK businesses annually, it's worth considering as a standalone policy.
Ready to find the right Business Insurance specialist?
Tell us what you need. We do the matching. You decide whether to take it further.
Get started — it's free →